For Individual Nigerians

    Your rights, your documents — with Klarity

    Seven tools — rights guidance, employment law, tenancy rights, personal tax, legal documents, a secure vault, and a verified lawyer marketplace — plain language, no lawyer needed for everyday questions.

    Free plan available · upgrade any time

    Live — My Personal Dashboard
    Today · Lagos

    Rights Topics

    8

    Employment & tenancy

    Documents Stored

    12

    All secure & encrypted

    Next Tax Reminder

    Aug 15

    PAYE check due

    Legal question answered · Severance pay under Labour Act · just now

    Why Nigerians choose Klarity

    Klarity puts your legal rights, personal taxes, and important documents in your hands — in plain language, without an expensive consultation or intimidating legal jargon.

    Know your rights instantly

    Plain-language guides to employment, tenancy, and consumer rights under Nigerian law — clear answers without a costly consultation.

    Rights made clear

    From termination notice periods to unlawful eviction rules, Klarity explains exactly where you stand before you need to act.

    Tax made simple

    Verify your PAYE is correct, understand your reliefs, and file directly as a self-employed Nigerian — guided step by step.

    Documents safe forever

    All your critical papers — passport, contracts, title deeds — in an encrypted vault with renewal reminders for time-sensitive ones.

    What Klarity gives you

    Seven tools covering the most common legal and financial situations every Nigerian adult encounters.

    Know Your Rights

    Plain-language guides to employment, tenancy, consumer, and family rights under Nigerian law — by state where rules differ.

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    Employment Rights Guide

    Understand notice periods, termination rights, PAYE deductions, maternity leave, and the National Industrial Court process.

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    Tenancy Rights

    Know your rights as a Lagos, Abuja, or Rivers tenant — notice to quit rules, unlawful eviction, and rent advance limits.

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    Personal Tax Filing

    File your PAYE assessment, understand your reliefs, and navigate direct assessment as a self-employed Nigerian.

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    Document Generation

    Create demand letters, tenancy agreements, sale agreements, and personal loan agreements — Nigerian-law compliant.

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    Document Vault & Reminders

    Store your NIN, passport, contracts, and certificates securely — with renewal reminders for key documents.

    Learn more

    Find a Lawyer

    Book a verified Nigerian Bar Association lawyer from ₦5,000 — search by specialty, location, and availability.

    Learn more

    Employment Rights

    Understand your rights before a difficult conversation with your employer

    Most Nigerian employees don't know what their employer can and cannot legally do — notice periods, deductions from salary, termination procedures, and maternity entitlements are all governed by the Labour Act and the 2019 Employees Compensation Act. Klarity explains every one of these in plain language, so you know where you stand before you need to act.

    • Termination & Notice Periods

      How much notice your employer must give, what constitutes wrongful dismissal, and how to claim at the NIC.

    • Salary Deductions & Withholding

      What deductions are lawful, when your employer must pay outstanding salary, and how to enforce unpaid wages.

    • Maternity & Paternity Leave

      Statutory 12-week maternity leave, your right to return, and what protection you have against dismissal during pregnancy.

    • Annual Leave Entitlements

      Minimum leave days under the Labour Act, how to calculate pro-rata leave, and how to enforce leave you are owed.

    • Employee vs Contractor Status

      How to tell if you are truly an employee or a contractor — and why it matters for your tax and benefit rights.

    • National Industrial Court Process

      How to file a complaint at the NIC, what it costs, and what remedies are available for wrongful dismissal or unpaid wages.

    Tenancy Rights

    Know exactly where you stand as a tenant or landlord

    Tenancy law in Nigeria varies significantly by state — Lagos, Abuja, Rivers, and Kano all have different rules on notice periods, rent advance limits, and eviction procedures. Klarity explains the rules in your state so you know whether your landlord is acting legally before you respond, and what to do if they are not.

    • Notice to Quit Requirements

      How much notice your landlord must give before requiring you to leave — by state and tenancy type.

    • Unlawful Eviction

      Self-help eviction (changing locks, removing property) is illegal in Lagos and most states — know your remedies.

    • Rent Advance Limits

      Lagos Tenancy Law limits rent advance to one year — understand what your landlord can legally demand.

    • Tenancy Agreement Obligations

      What must be in a valid tenancy agreement, what clauses are unenforceable, and how to dispute unfair terms.

    • Rent Tribunal & Magistrate Court

      How to file a tenancy dispute at the Rent Tribunal or Magistrate Court — costs, procedure, and timelines.

    • Landlord Rights (for Landlords)

      How to legally recover possession, deal with non-paying tenants, and serve a valid notice to quit.

    Personal Tax

    Understand your PAYE, file your taxes, and claim what you are owed

    Millions of Nigerian employees have no idea whether their employer is deducting the correct PAYE — or whether they qualify for reliefs that could significantly reduce their tax bill. Klarity explains personal income tax in plain language and guides freelancers and self-employed Nigerians through the direct assessment process at their state tax authority.

    • PAYE Deduction Checker

      Verify whether your employer is deducting the correct PAYE using the consolidated relief allowance and NRS 2025 bands.

    • Personal Tax Reliefs

      Life assurance, NHF contributions, pension, and dependent relief — understand which you qualify for and how to claim.

    • Self-Employed Direct Assessment

      How to declare income, file with your state LIRS, and pay your annual personal income tax as a freelancer or contractor.

    • Multiple Income Streams

      How to handle salary income alongside rental income, consultancy fees, and investment returns — declaring all sources correctly.

    • PAYE Refund Claims

      How to claim a refund if your employer over-deducted PAYE — the process at LIRS and what evidence you need.

    • NRS Act 2025 Updates

      Plain-language explanation of all changes to personal income tax rates and reliefs under the Nigeria Revenue Service Act 2025.

    Personal Legal Documents

    Legal documents for everyday situations — without a lawyer's fee

    Klarity includes Nigerian-law document templates for the situations every adult eventually faces — tenancy agreements, demand letters for unpaid debts, freelance contracts, personal loan agreements, and statutory declarations. Each template is state-aware where the law varies, and can be signed electronically through the platform.

    • Tenancy Agreement Templates

      Lagos, Abuja, and Rivers state-compliant tenancy agreements — for both landlords and tenants.

    • Demand Letters

      Send a legally formatted demand letter for unpaid wages, landlord debts, or goods not delivered — in minutes.

    • Freelance & Service Contracts

      Protect yourself when working for clients — scope, fees, IP ownership, and dispute resolution all covered.

    • Personal Loan Agreements

      Formal loan documentation between individuals — enforceable in a Nigerian court, with repayment schedule.

    • Affidavits & Statutory Declarations

      Court-ready sworn statements for name changes, lost documents, date of birth corrections, and more.

    • E-Signatures

      Sign any document electronically and collect counterparty signatures — legally binding under Nigerian law.

    Document Vault & Reminders

    Your important documents — secure, organised, and never lost

    Critical personal documents — NIN slip, international passport, birth certificate, land title, employment contract, and will — are easy to lose or destroy in disorganised physical files. Klarity's encrypted vault keeps all your important documents in one secure place, with renewal reminders for time-sensitive ones like passports and driving licences.

    • Encrypted Personal Document Storage

      Store NIN, passport, certificates, contracts, and property documents — encrypted, accessible only to you.

    • Passport & Licence Renewal Reminders

      Set expiry dates on time-sensitive documents; reminders fire 90, 30, and 7 days before each expires.

    • Employment Contract Storage

      Keep a signed copy of your employment contract — accessible whenever a dispute arises.

    • Property & Land Title Documents

      Store title documents, survey plans, and receipts of purchase securely — with a tamper-evident access log.

    • Will & Estate Documents

      Secure storage for your will, insurance policies, and estate planning documents — with trusted-contact access options.

    • Privacy Guarantee

      Documents are accessible only to you — JusticeSure staff cannot access vault contents without a court order.

    Klarity is for you if...

    You're an employee who wants to understand your rights before a difficult conversation with your employer

    You're a tenant in Lagos or Abuja and your landlord is pressuring you to leave — and you want to know if it's legal

    You're a freelancer or self-employed Nigerian trying to understand your personal income tax obligations

    A business sold you a defective product and you want to know your consumer rights under Nigerian law

    You're a recent graduate starting your first job and want to understand what a standard employment contract should include

    You're managing a family estate or property purchase and need basic legal documents without paying full legal fees

    Lawyer Marketplace

    Find a verified Nigerian lawyer — from ₦5,000

    Every lawyer on Klarity is verified with the Nigerian Bar Association. Search by practice area, location, or language — then book a 30-minute consultation directly, with no referral fees.

    Specialty Matching

    Filter by practice area — employment law, tenancy disputes, family law, consumer rights, business contracts, and more. Klarity surfaces lawyers who actually handle your type of matter.

    Search by Location

    Find lawyers in Lagos, Abuja, Port Harcourt, Kano, and other major cities — or search for lawyers offering remote video consultations across Nigeria.

    Book a 30-Minute Consultation

    Consultations start from ₦5,000 for 30 minutes. Pick a time slot, pay securely, and get a confirmed booking — no cold-calling chambers or waiting for callbacks.

    Verified Reviews

    Every review is from a verified Klarity user who completed a paid consultation. Ratings cover clarity of advice, professionalism, and whether the lawyer was worth the fee.

    NBA-Verified Lawyers Only

    All lawyers on the marketplace are verified Nigerian Bar Association members with active practising certificates — not freelancers or unlicensed advisors.

    Ongoing Personal Retainer

    Need a lawyer you can call regularly? Retain a personal lawyer directly through Klarity for ongoing access — at a flat monthly rate, not hourly billing surprises.

    How it works

    1

    Describe your issue

    Tell Klarity's AI what you need — employment dispute, tenancy problem, contract review. It narrows the right speciality.

    2

    Browse matched lawyers

    See NBA-verified lawyers sorted by relevance, location, availability, and verified client ratings.

    3

    Book and meet

    Pick a slot, pay securely, and meet your lawyer by video or in person. Consultation notes are saved to your Klarity account.

    Simple, transparent pricing

    No hidden fees. View the full pricing page for annual discounts and a plan-by-plan feature comparison.

    Basic

    Perfect for individuals exploring legal guidance

    Free
    • AI Legal Guidance (5/mo)
    • Basic Document Templates (3/mo)
    • Nigerian Legal Glossary
    • Rights Education & Cards
    • Legal Knowledge Quiz
    • WhatsApp Bot Support
    Most Popular

    Starter

    Essential tools for managing your legal and financial needs

    ₦2,000/month
    • Unlimited AI Legal Chat
    • Document Generation (15/mo)
    • Nigerian Legal Glossary
    • WhatsApp Bot Support
    • Get Paid - Full Invoicing (20/mo)
    • Payment Links (10/mo)

    Premium

    Complete legal and payment management suite

    ₦5,000/month
    • Advanced AI Legal Analysis
    • All Document Templates (50/mo)
    • Unlimited Invoicing
    • Unlimited Payment Links
    • Automated Payment Reminders
    • Personal Debt Tracking

    Pro

    For power users who need comprehensive legal support

    ₦15,000/month
    • Premium AI Legal Suite
    • Unlimited Document Generation
    • Get Paid Complete Suite
    • Multi-Currency Support
    • Unlimited Lawyer Consultations
    • Legal Case Escalation

    See annual discounts, full feature breakdowns, and compare every plan side-by-side on the Klarity pricing page.

    Explore the tools inside Klarity

    Deep-dive into the tools that come with your plan.

    Frequently Asked Questions

    Common questions from Nigerians about Klarity

    Yes. Klarity includes a personal document vault where you can securely store copies of your NIN slip, international passport, birth certificate, academic certificates, employment contract, tenancy agreement, vehicle documents, land title, and will. Documents are encrypted and accessible only to you. You can set reminders for renewal dates — passport expiry, vehicle licence, driving licence, professional certifications. The vault is not accessible by JusticeSure staff without a court order.

    Klarity has four plans. Basic is free forever — AI legal guidance (5 questions per month), basic document templates, rights education, and a personal expense tracker. Starter is ₦2,000/month with unlimited AI legal chat, document generation, and full invoicing with payment links. Premium is ₦5,000/month (or ₦49,800/year — two months free) and adds advanced AI legal analysis, two lawyer consultations per month, and AI contract review. Pro is ₦15,000/month with unlimited lawyer consultations, unlimited documents, and the complete Get Paid payments suite.

    Know your rights. Protect your interests.

    Every Nigerian deserves to understand the laws that affect their daily life. Klarity puts that knowledge in your pocket — free to start, affordable to unlock fully.

    Free plan always available · upgrade any time

    Ready to get started?

    Sign up free

    What is Klarity and who is it for?

    Klarity is JusticeSure's portal for individual Nigerians — employees, tenants, consumers, and self-employed people who need to understand their legal rights, file personal taxes, or access affordable legal help. Most Nigerians have no practical access to legal information because engaging a lawyer for routine questions is expensive and intimidating. Klarity changes this by making your rights and obligations clear — in plain language, for everyday situations.

    What can Klarity help me understand about my employment rights?

    Klarity covers your rights under the Nigerian Labour Act and the 2019 Employees Compensation Act. This includes: your right to a written employment contract, notice periods for termination, statutory minimum leave entitlement (6 days annual leave under the Labour Act, though most formal employers offer more), your right to maternity leave (12 weeks), how unfair dismissal works, what deductions from salary are lawful, and how to pursue unpaid salary at the National Industrial Court. Klarity also explains the difference between employee and independent contractor status — important for gig workers.

    What tenancy rights does Klarity help me understand?

    Klarity explains your rights as a tenant in Nigeria under the Tenancy Laws applicable in your state — including Lagos (Lagos Tenancy Law 2011), Abuja (FCT), Rivers, and other major states. Topics covered include: how landlords must issue a valid notice to quit, the minimum notice period for your tenancy type, your right to a tenancy agreement in writing, unlawful eviction (self-help eviction is illegal in Lagos and most states), rent advance limits in Lagos (maximum 1 year), and how to file a tenancy dispute at the Magistrate Court or Rent Tribunal.

    Does Klarity help with my personal income tax?

    Yes. Klarity covers personal income tax (PIT) for employees and self-employed individuals. For employees, it explains your PAYE deduction, the consolidated relief allowance (20% of gross income + ₦200,000 flat), how to claim reliefs (life assurance, NHF contributions, pension), and how to verify your employer is remitting your PAYE correctly. For self-employed Nigerians and freelancers, Klarity explains the direct assessment process — filing with your state tax authority, declaring income, and paying your annual tax. It also covers the NRS 2025 changes to personal income tax rates and reliefs.

    What consumer rights does Klarity cover?

    Klarity explains your consumer protection rights under the Federal Competition and Consumer Protection Act (FCCPA) 2018 and NAFDAC regulations. This includes: your right to a refund for defective goods or services not rendered, the right to accurate product information and labelling, protection against false advertising, how to report a business to the Federal Competition and Consumer Protection Commission (FCCPC), and your rights when dealing with banks and financial service providers regulated by the CBN.

    Can I generate simple legal documents for myself through Klarity?

    Yes. Klarity includes templates for common personal legal documents: a demand letter for unpaid wages or a landlord debt, a tenancy agreement for private tenants and landlords entering a new tenancy, a simple sale agreement for a vehicle or high-value personal property, a personal loan agreement, and a statutory declaration. These documents are Nigerian-law compliant and state-specific where applicable. For complex transactions or disputes, Klarity will recommend when you need a qualified lawyer and can connect you to a verified legal practitioner.

    Can I store and manage my important documents on Klarity?

    Yes. Klarity includes a personal document vault where you can securely store copies of your NIN slip, international passport, birth certificate, academic certificates, employment contract, tenancy agreement, vehicle documents, land title, and will. Documents are encrypted and accessible only to you. You can set reminders for renewal dates — passport expiry, vehicle licence, driving licence, professional certifications. The vault is not accessible by JusticeSure staff without a court order.

    How much does Klarity cost?

    Klarity has four plans. Basic is free forever — AI legal guidance (5 questions per month), basic document templates, rights education, and a personal expense tracker. Starter is ₦2,000/month with unlimited AI legal chat, document generation, and full invoicing with payment links. Premium is ₦5,000/month (or ₦49,800/year — two months free) and adds advanced AI legal analysis, two lawyer consultations per month, and AI contract review. Pro is ₦15,000/month with unlimited lawyer consultations, unlimited documents, and the complete Get Paid payments suite.